美国本土盾
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房主保险
Our homeowners 计划 are for people who have owned their home for at least 90 days or own a rental property. 如果你要买或卖房子, 或在过去90天内做过, 请按上面的“物业计划”.
See below for a list of items that are covered based on the bet3365标准版计划 你选择的.
家庭系统 & 电器
全部覆盖 房主的计划
空调
内部电线
室内水管
加热系统
主断路器 & 保险丝盒
热水器
管道系统
内置排气，浴室，阁楼 & 全屋风扇
厕所
门铃
水龙头 & 阀门
吊扇
内置喷射浴缸电机，泵 & 空气开关组件
车库开门器
保险附加组件 & 会员的好处
让你微笑的报道
美国本土盾, we cover the major components of 你的 home 系统 和 电器 that break down over time due to normal wear 和 tear, 检测不到, pre-existing conditions or breakdowns caused by a lack of maintenance, 和 malfunctions due to rust or corrosion - all without needing to provide maintenance records. If we can’t repair 你的 covered item, we’ll replace it subject to the limitations 和 exclusions of 你的 计划协议.
目前的成员? 请登录 MyAccount to view 你的 current contract 和 coverage details or to place a service request 24/7.
房主保险常见问题
a的价格 家 保修 这取决于几个因素, such as the level of coverage you need for 你的 home, 你的服务费, 还有你家的大小和位置. 作为美国本土盾的一员, you choose the service fee amount you pay (either $100 or $125 plus sales tax where applicable) when you sign up for 你的 国内保修. You will pay a service fee each time you place a service request 和 a Pro (plumber, 电工, 等.)来你家提供服务. 的 amount you choose can help adjust 你的 monthly cost — a higher service fee results in a lower monthly cost, or if you think you may be placing a lot of service requests throughout the year, 较低的服务费对你来说可能是合理的. 与 三个计划 to choose from, you can pick the plan that’s right for you.
Our best bet3365标准版计划 is the one that’s right for you 和 你的 home. 的 ShieldSilver™ plan covers the parts 和 components of 你的 must-have 系统 like 你的 heating 和 cooling, 管道, 电气系统. ShieldGold™ covers all of the above plus 你的 laundry 和 kitchen 电器. 和 ShieldPlatinum™, you get coverage for just about everything: home 系统 和 电器, plus premium features like roof leak repair coverage, 无限交流制冷剂, 和 one free HVAC Tune-up per agreement term. 没有两个家是相同的, 和 that’s why we have options – so you can find the plan that fits 你的 needs.
Our st和ard contract term is 1 year 和 can be renewed upon expiration. 当你购买一个新的bet3365标准版计划, there is a 30-day waiting period before you can make 你的 first service request.
You can place 你的 first service request 30 days after you sign up for 你的 bet3365标准版计划. You will not be charged until 你的 coverage begins at the 30-day mark.
是的! We don't care how old 你的 home’s 系统 和 电器 are. 你可以购买 美国家盾bet3365标准版 without an inspection or maintenance records.
每个系统的限额是5000美元 暖通空调系统 这三个计划, 尽管有一些限制(1美元),500 coverage limit for Geothermal A/C 系统 和 coverage up to $1,000 should the Pro need to cut through concrete to access any system components). 的 coverage limit for 电器 depends on 你的 plan: 的 ShieldGold plan covers up to $2,000 for each covered appliance 和 the ShieldPlatinum plan covers up to $4,000 for each covered appliance. 的 ShieldSilver 计划不包括电器. Additional limitations 和 exclusions apply – see 计划协议 有关详细信息,.
All of our bet3365标准版计划s cover home system 和 appliance breakdowns that occur due to normal wear 和 tear, 如此普遍, 日常使用. bet3365标准版计划 不要覆盖 化妆品的伤害, 误用导致的问题, or breakdowns that occur because the system or appliance is the wrong size or capacity for 你的 home based on manufacturer 和/or industry st和ards. For more detailed coverage information view our 系统 和 电器 承保网页或bet3365标准版的 计划协议样本.
bet3365标准版提供bet3365标准版计划 专门针对购房者和卖家, 和 你的 coverage will begin immediately. 如果你要买房子, you can include 你的 国内保修 in the real estate transaction as part of the closing costs. Simply as 你的 real estate agent about an 美国本土盾 home buyer or seller bet3365标准版计划.
是的, you will pay a non-refundable, preset service fee each time you place a service request. You get to choose 你的服务费 amount when you purchase 你的 plan. 看到你的 计划协议 了解更多信息.
